
Vaughn C. Hardacker
Vaughn C. Hardacker here: Have you ever had to contact your bank? What a pain in the keester! However, I plan on hiring the author of the letter below to deal with mine from now on!
Shown below, is an actual letter that was sent to a bank by an 82-year-old woman. The bank manager thought it amusing enough to have it published in the New York Times
Dear Sir:
I am writing to thank you for bouncing my check with which I endeavored to pay my plumber last month. By my calculations, three nanoseconds must have elapsed between his presenting the check and the arrival in my account of the funds needed to honor it. I refer, of course, to the automatic monthly deposit of my entire pension, an arrangement which, I admit, has been in place for only eight years. You are to be commended for seizing that brief window of opportunity, and also for debiting my account $30 by way of penalty for the inconvenience caused to your bank. My thankfulness springs from the manner in which this incident has caused me to rethink my errant financial ways. I noticed that whereas I personally answer your telephone calls and letters, — when I try to contact you, I am confronted by the impersonal, overcharging, pre-recorded, faceless entity which your bank has become. From now on, I, like you, choose only to deal with a flesh-and-blood person.
My mortgage and loan repayments will therefore and hereafter no longer be automatic, but will arrive at your bank, by check, addressed personally and confidentially to an employee at your bank whom you must nominate. Be aware that it is an OFFENSE under the Postal Act for any other person to open such an envelope.
Please find attached an Application Contract which I require your chosen employee to complete. I am sorry it runs to eight pages, but in order that I know as much about him or her as your bank knows about me, there is no alternative. Please note that all copies of his or her medical history must be countersigned by a Notary Public, and the mandatory details of his/her financial situation (income, debts, assets, and liabilities) must be accompanied by documented proof.
In due course, at MY convenience, I will issue your employee with a PIN number which he/she must quote in dealings with me. I regret that it cannot be shorter than 28 digits but, again, I have modeled it on the number of button presses required of me to access my account balance on your phone bank service. As they say, imitation is the sincerest form of flattery.
Let me level the playing field even further. When you call me, press buttons as follows: IMMEDIATELY AFTER DIALING, PRESS THE STAR (*) BUTTON FOR ENGLISH
#1. To make an appointment to see me.
#2. To query a missing payment.
#3. To transfer the call to my living room in case I am there.
#4. To transfer the call to my bedroom in case I am sleeping.
#5. To transfer the call to my toilet in case I am attending to nature.
#6. To transfer the call to my mobile phone if I am not at home.
#7. To leave a message on my computer, a password to access my computer is required. Password will be communicated to you at a later date to that Authorized Contract mentioned earlier.
#8. To return to the main menu and to listen to options 1 through 7 again
#9. To make a general complaint or inquiry. The contact will then be put on hold, pending the attention of my automated answering service.
#10. This is a second reminder to press * for English. While this may, on occasion, involve a lengthy wait, uplifting music will play for the duration of the call.


Your Humble Client
Regrettably, but again following your example, I must also levy an establishment fee to cover the setting up of this new arrangement. May I wish you a happy, if ever so slightly less prosperous New Year?
Your Humble Client
And remember: Don’t make old people mad. We don’t like being old in the first place, so it doesn’t take much to piss us off. . .
Author note: I have tried to get her name and contact information, but the bank said they can’t release it due to privacy constraints! Riiiight!
Kaitlyn Dunnett/Kathy Lynn Emerson here. Seen any good movies lately?
I’ve just added one more. Last week I streamed The Lost City, one of two movies I’ve had on my “buy” list ever since I first heard the plot lines. (The other is Jurassic World: Domination, which isn’t yet available.) This one is about a romance writer and her “real-life” adventure seeking treasure in a South American jungle. Based on that description, you might think, as some reviews have suggested, that it’s just an updated version of Romancing the Stone, but that’s not the case. For one thing, in my opinion, The Lost City isn’t a so much a romance as it is a screwball comedy. Romancing the Stone, another of my favorites, is a romance. It’s also, according to Christopher Vogler’s The Writer’s Journey (1995), a perfect example of “the hero’s journey.”
But I digress. And I’m about to digress again—I can’t help myself—to mention that one thing both movies do have in common is a strange idea of what the real romance publishing industry is like. Based on details in The Lost City, Loretta, Sandra Bullock’s character, is published by a small press in California. Most romance novels are published by large New York or Toronto houses. The writer would normally be badgered about her overdue manuscript by her agent, or possibly her editor (or the editor’s assistant), but not by her publisher, nor would the publisher be directly involved in promotion, let alone in tracking down her kidnapped writer when the police fail to act. Also, judging by details in the movie, our heroine doesn’t really write romance novels. She writes a romantic suspense/adventure series consisting of twenty books (yes, twenty!) featuring the same couple, Dr. Lovemore, an archaeologist, and her lover, Dash. Although Joan Wilder’s Angelina and Jessie apparently appeared in more than one Western historical romance in Romancing the Stone, “series” in the romance genre usually means several connected titles. A couple from one novel may appear in subsequent novels, but they are unlikely to be the hero and heroine of more than one book. These series are considered long-running if they reach seven entries.
Not all the feel-good movies on my list have completely happy endings, and the titles change from time to time, but here, in no particular order, are some I’ve watched again in 2022, some more than once: First Wives Club; Sleepless in Seattle; Jurassic World; The Avengers; Independence Day; Grease; Fool’s Gold, Oceans 11; Oceans 8, Burlesque, Indiana Jones and the Kingdom of the Crystal Skull; The Avengers—Infinity War and Endgame (watched back to back, because Infinity War by itself is too depressing!); Mamma Mia 2: Here We Go Again (although the continuity errors between it and Mamma Mia! drive me crazy); Tremors; Serenity. There are also two I regularly watch at specific times of the year: Die Hard for Christmas and, as each year’s World Series approaches, especially if the Red Sox once again seem bent on seizing defeat from the jaws of victory, Fever Pitch.
fiction—as well as romantic suspense novels, which is what I write. One thing I have been paying attention to (a bother with being a writer as well as a reader) is the different ways author use viewpoint or point of view, or POV, a writer abbreviation. By that I mean the viewpoint from which the reader experiences the story. In school literature classes, we learned about first-person (I) and third-person narratives (he or she) with occasional mention of omniscient point of view, that is, by a narrator who sees all and knows all. Using only first person in a story limits the reader’s experience to only what that narrator sees, hears, feels emotionally, touches, knows, and experiences. The use of a single third-person narrator is much the same, except it’s “he” or “she” or the character’s name. Little did I know then that viewpoint involves a whole lot more.
level is camera-eye in which the reader hears and sees only what a camera would show, and there is no person’s viewpoint, just the camera presenting it. We may see these techniques in small doses, as for opening a scene to show the situation before entering a character’s head.
Harry realized he and Blanche had been having the same argument for years. He’d had enough. “You’re vengeful, angry woman, Blanche.” He turned to go, feeling despondent about all the bitterness between them.
face and beneath her head. Cleo’s heart stopped. She jerked forward, her limbs stiff as if frozen.
The Kindle version of ONCE BURNED, in my Task Force Eagle series, is on sale now through May 15 for only 99 cents. Here’s a short description: When Jake must protect Lani from a killer, his undercover case becomes tangled with the old fire that killed his girlfriend, Lani’s twin.

King Eider’s Pub, Damariscotta: a dozen Dodge Cove oysters in front of us. Hundreds of large-scale, numbered-on-the-bottom beer mugs hang from the rafters (the manager tells us it’s a couple hundred dollars for a one-time buy of the mug, the buyer gets a special hook on the ceiling and discounted beer for life). The sun’s coming in the picture window, our booth has a nice warm feel to it. We started the day moving, cleaning up dirt, grime, and mice droppings and then, I began painting and continued for eight hours, so I welcome my martini with gusto.
It also tells me that an artist in New York named Vincent Castiglia uses his own blood as paint because he wants to connect on an “intimate level” with his work and his patrons. And since, he says, human blood contains iron oxide (a pigment found in many traditional paints) he figured “what a perfect substance to create that intimacy”. Castiglia’s work is not cheap, and it does sell, so I guess his “body-fluid presence” graces a lot of people’s homes.




When I began to write “for real,” I was working. There was never enough time to do what needed to be done, even when I woke up at 4 AM to peck away. Watching television soon went by the wayside, and not only because I couldn’t wrestle the remote away from my husband. I got antsy and guilty sitting around, and most shows were simply not my cup of tea. No canned laughter for me. No darkness and gore and violence. And definitely no Real Housewives of Botoxia and Implantistan.

I was so crabby I almost debated the point until I realized the truth in her words. I think of myself as both easygoing and resilient, but the fact is, when my world gets turned upside down—even temporarily—I’m like a child who hasn’t had her nap.













